Disclaimer

Please Carefully Read the Following Important Disclaimers.

Individuals with severe financial struggles are advised to consider alternatives or ask for financial advice from professionals.

Please note that our website is not offering to lend. Our brand is neither a lender nor a lending partner and plays no role in the credit and loan decision-making processes. simply connects potential customers with lenders or lending partners that are part of its network of approved lending partners and lenders. has no control over and takes no responsibility for any neither actions nor inactions of lending partners or lenders. is neither an agent, representative, nor a broker of lenders or lending partners, and never endorses lenders or lending partners. Please note that does receive a commission from lending partners and lenders. This commission is based on the ping-tree model which works similarly like Google AdWords, meaning the potential customer is connected to the highest suitable bidder. All services are always free to its consumers. In some instances, consumers may be offered the opportunity to apply for a loan from tribal lenders. Such lenders are immune from usury caps and some other state laws, whereas some federal laws and tribal laws apply to them. That said, you should remember that tribal lenders may have higher fees and rates in comparison to state lenders. Moreover, in case of a dispute, tribal lenders often require that the resolution takes place in their own tribal jurisdiction. So, before accepting any loan terms offered by lenders, both state or tribal, you are advised to read and understand them. Also, you should always reject loans that you are unable to repay or loans with terms unacceptable to you.

Please note that our services aren’t offered in all the states. In case you reside in a state where we have no available lenders or lending partners or the loan type you seek is prohibited, will not connect you to lenders or lending partners. So, before accepting any loan terms offered by lenders or lending partners, you are advised to read and understand them. Also, you should always reject loans that you are unable to repay or loans with terms unacceptable to you.

When you submit your personal details to our website, you give and/or any lender and lending partner in our network as well as intermediaries to complete credit checks and establish your creditworthiness by verifying the social security number, ID number, driver's license number, and other details you may have provided. Please note that in most cases, the credit checks are completed via the main credit bureaus (TransUnion, Experian, and Equifax). Yet, sometimes, alternative options like DP Bureau, Teletrack, or others may be used. By using this website, you give permission to share your personal data and credit history with any lender and lending partner from its network.

Disclosure of Terms of Lenders and Lending Partners.

When you are connected with a lender or a lending partner, they will provide you with all documents and information about the loan offered to you, including all rates, fees, and late-payments fees as well as refinancing, renewal, or rollover rules in case these are permitted by law and allowed by the lender. Please note that plays no role in determining or control over any loan terms provided by lenders and lending partners from our network. Both interest rates and fees are the sole responsibility of the lenders and lending partners and based on their individual policies, underwriting, and laws. So, before accepting any loan terms offered by lenders or lending partners, you are advised to read and understand them. Also, you should always reject loans that you are unable to repay or loans with terms unacceptable to you.

Late and Missed Payments Damage Your Credit History

Please remember that both missing payments and late payments can damage your credit history. So, you should always accept loans that you are able to repay in time because that’s the best way to protect your credit score. In case you are unable to cover payments within their due time, make sure to get in touch with your lender or lending partner as soon as possible to discuss your best way of handling the situation.