Privacy Policy

FACTS

HOW USES YOUR PERSONAL DATA?


WHY?

Financial companies like have the freedom to decide how to use your personal data. Consumers have the right, guaranteed by federal law, to limit the sharing of their personal data to some extent, but not entirely. Federal law additionally demands that we inform our consumers how we handle their personal data by providing our collecting, sharing, and protection procedures. Please read further, so you understand how we handle consumer personal information.


WHAT?

The exact type of personal data we collect and/or share depends on what products and/or services our consumers use. This data can include the following:

  • Social Security Number
  • Bank account details and balance
  • Transaction history
  • Income
  • Credit history


HOW?

All companies in the financial business, like ours, often must share consumers’ personal data so their daily operations can run smoothly. Please read the following table carefully to learn all the reasons why financial companies like ours can share personal data of customers. Also, you will find out whether shares any consumer data for those reasons and whether you have the option to limit such data sharing.

REASONS WHY FINANCIAL COMPANIES SHARE CUSTOMER PERSONAL INFORMATION SHARES OR NOT? OPTION TO LIMIT THIS SHARING
Everyday business operations – transaction processing, account maintenance, court order and legal investigation responding, credit bureaus reporting Yes No
marketing purposes – promotion of our services and product to customers Yes No
Joint marketing purposes in collaboration with another financial company Yes No
Everyday operations of affiliated partners – access to your transaction history and experiences Yes No
Everyday operations of affiliated partners – to establish your creditworthiness Yes Yes
Receive marketing from affiliated partners Yes Yes
Receive marketing from nonaffiliated partners Yes Yes


HOW TO LIMIT THE SHARING OF YOUR PERSONAL DATA

If you wish to limit the sharing of your personal data, please contact us at support or online via . Important note: we can start sharing personal information of new customers no sooner than 30 days from the day this notice is sent. We keep sharing personal data of former customers, even when they stop being our customers, as described here. If you wish to limit this sharing of your personal data, you should contact us at any given time.


HAVE QUESTIONS?

Send us your questions at


WHO ARE WE?

This notice is provided by


WHAT WE DO?

What steps does take to protect and secure customer personal data?

uses all security and protection measures in compliance with applicable federal laws to ensure that customer personal information is protected from any unauthorized access and/or use. Computer safeguards alongside secured files as well as building are some of the included measures.

What are the ways collects customer personal data?

collects customer personal information in several different ways. For instance, when customers (1) Submit loan requests, (2) Add contact details, (3) Request assistance to obtain loans. Additionally, collects personal data from third parties, including but not limited to affiliates, credit bureaus, and other financial companies.

Why don’t I have the option to limit all sharing?

In compliance with Federal law, customers can limit (1) Sharing data for everyday operations of affiliate partners – to establish your creditworthiness (2) Sharing data to affiliate partners so they can target you for marketing purposes (3) Sharing data to nonaffiliated partners so they can target you for marketing purposes. You may have additional rights in terms of limiting personal information sharing depending on state laws and individual company policies.

What if I limit data sharing for accounts that I co-own with other people?

What if I limit data sharing for accounts that I co-own with other people?


DEFINITIONS

Affiliates

Financial and nonfinancial companies that are related by common control or ownership.

Nonaffiliates

Financial and nonfinancial companies that are not related by common control or ownership.

Joint Marketing

A formal accord made by two or more nonaffiliated financial companies with the purpose to market together financial services and/or products to customers.


OTHER IMPORTANT INFORMATION

Any crucial changes in our Privacy Policy will be timely published here, and they are considered effective upon publishing and without any further notice to you. We do not have the practice for our customers to either review or request any changes to personally identifiable data that is collected via this website. Notice to Vermont residents: Without your permission, we will never share any of your personal information with either affiliate or nonaffiliated partners, financial institutions, or third parties, other than data permitted and/or required by law. Notice to California residents: Without your permission (for instance, a request form), we will never share any of your personal data with either affiliate or nonaffiliated partners, except when allowed with state laws. We would also like to highlight that Do Not Track signals may be ignored by us, so we can provide a better service to our customers. Also, please note that other parties may gather identifiable data about customers’ individual online activities gradually and via different websites when consumers use our services and/or website. Notice to North Dakota residents: Without your permission, we will never share any of your personal data with nonaffiliated partners, financial institutions, and third parties, except for information permitted and/or required by law. Notice to Nevada residents: If you wish to get more details about this specific notice or Nevada regulations on corporate do-not-call registries, please contact the toll-free phone number and/or address in this notice or, alternatively, the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone number: (702)486-3132; Email address: BCPINFO@ag.state.nv.us.

Effective Date: The last update of this Privacy Policy took place on [11/13/2019].